Florida Flood Zone Maps and Reports

  • Determine if property is in a flood zone and requires flood insurance.
  • Determine if property is at risk for flooding or storm surge.
  • View where flood prone areas of a region are located on a map.

“ I use this tool every day in my line of work. I can get accurate flood reports much quicker and easier than using other sites. ”

Jay Markas
Statewide Commercial Insurance

Florida Zone Zone Report

Quickly Find Your Flood Zone Info

Find flood zone information by street address anywhere within Florida using our web-based Flood Zone Tool. If you are not in a flood zone, you can also view flood zone maps to determine if you are near one.

Our service is utilized by professionals in insurance, surveying, real estate, appraising, and engineering industries. Homeowners looking at their current or future property can also get accurate and up to date flood zone information.

You can access these tools via the web on both tablets and desktops. The Flood Zone Tool is also compatible with smartphones.

Using the Flood Zone Tool

Enter Address

  • Enter your address anywhere in Florida, and the map will zoom to it.
  • Lat/longs in decimal degrees format are also supported, e.g. 28.7456, -81.7237
  • You can adjust the red pin marker to the exact location of the building.
  • Then click Get Flood Report.
Lookup flood zone by address

Flood Report

The flood report includes:

  • Whether your address is in or outside a flood zone.
  • If in a flood zone, the flood zone code and description.
  • The Base Flood Elevation, if provided by FEMA.
  • The map panel effective date.
  • The map panel number.
  • The community name and number.
  • FEMA data source, e.g. DFIRM
  • Coastal Barrier Resources Act info
Flood zone report with map

MapWise GIS Map Viewer

The MapWise GIS Map Viewer is an interactive mapping application that provides access to high resolution aerials, property boundaries, flood zones, wetlands, and more. It is included with a subscription to the Flood Zone Tool. More information is available on the GIS Map Viewer overview page.


Flood Zones Info

Starting around 2000, FEMA has been updating flood zone maps around the country to a new version called Digital Flood Insurance Rate Map (DFIRM). In Florida, all counties have been updated.

Below is more information about flood zone maps.

Flood Zone Definitions

ZoneDescription
V100-year floodplain with wave action, no BFEs determined.
VE100-year floodplain with wave action, with BFEs determined.
A100-year floodplain, no BFEs determined.
AE and A1-30100-year floodplain, with BFEs determined.
AH100-year floodplain, with ponding, with BFEs determined.
AO100-year floodplain, with sheet flow, with BFEs determined.
AR100-year floodplain, previously protected by flood control structures and being restored.
A99100-year floodplain, that will be protected by a flood control project under construction.
IN100-year floodplain, no BFEs determined.
B, X500500-year floodplain (0.2% annual chance of flooding)
C, XOutside 100-year and 500-year floodplain.
D, UNDESPossible but undetermined flood hazards.
ANIArea Not Included in any flood study.


Table notes:

  • BFE = Base Flood Elevation.
  • 100-year floodplain means there is a 1% annual chance of flooding at or above the base elevation.
  • FEMA states there is a 26% chance of flooding over the life of a 30 year mortgage for structures within the 100-year floodplain.

Available Flood Zone Map Layers

Flood Zones - Digital Flood Insurance Rate Map (DFIRM)

Description
DFIRM is a digital version of FEMA's new updated Flood Insurance Rate Maps (FIRM). FEMA is engaged in a multi-year process to update all FIRMs in the US.

Flood zone maps show areas that have a 1% annual chance of a flood event (100-year flood zone) and areas that have a 0.2% annual chance of a flood event (500-year flood zone). This map layer is from the Federal Emergency Management Agency (FEMA).
Usable Map Scale Range
1:3,600 to 1:500,000
Available Counties
Alachua County, Baker County, Bay County, Bradford County, Brevard County, Broward County, Calhoun County, Charlotte County, Citrus County, Clay County, Collier County, Columbia County, DeSoto County, Dixie County, Duval County, Escambia County, Flagler County, Franklin County, Gadsden County, Gilchrist County, Glades County, Gulf County, Hamilton County, Hardee County, Hendry County, Hernando County, Highlands County, Hillsborough County, Holmes County, Indian River County, Jackson County, Jefferson County, Lafayette County, Lake County, Lee County, Leon County, Levy County, Liberty County, Madison County, Manatee County, Marion County, Martin County, Miami-Dade County, Monroe County, Nassau County, Okaloosa County, Okeechobee County, Orange County, Osceola County, Palm Beach County, Pasco County, Pinellas County, Polk County, Putnam County, Santa Rosa County, Sarasota County, Seminole County, St. Johns County, St. Lucie County, Sumter County, Suwannee County, Taylor County, Union County, Volusia County, Wakulla County, Walton County, and Washington County.
The following information is available by using the "i" tool to view more information about a location on the map:

ColumnDescription
FLD_ZONEFlood Zone, e.g. A, AE, etc.
FLOODWAYFloodway
SFHA_TFIN or OUT of Special Flood Hazard Area (100 year flood zone)
STATIC_BFEBase Flood Elevation
V_DATUMVertical Datum
DEPTHBFE. The rounded, whole-foot elevation of the 1-percent-annual-chance flood. This is the value of the BFE that is printed next to the BFE line on the FIRM.
LEN_UNITBFE units, normally feet
VELOCITYVelocity Measurement - n/a for Florida
VEL_UNITUnit of Measurement for Velocity
AR_REVERTIf the area is Zone AR, this field would hold the zone that the area would revert to if the AR zone were removed.
BFE_REVERTIf Zone is Zone AR, this field would hold the static base flood elevation for the reverted zone.
DEP_REVERTIf Zone is Zone AR, this field would hold that flood depth for the reverted zone.
SOURCE_CITSource Citation
ACRESAcreage of flood zone polygon
COUNTYCounty
FLOODPLAINFlood plain description
RISK_LEVELInsurance risk level
DESCRIPTCode description
SOURCEDATEEffective map date

For more information and the definitive resource on Effective Map Dates, please refer to FEMA's Community Status Book Report

DFIRM Flood Zone Map Sample
DFIRM Flood Zone Map Sample

All plans include:

  • Unlimited usage.
  • Unlimited Flood Reports.
  • Unlimited reports, maps, and images.
  • Full access to the GIS Map Viewer.

MapWise Free Trial